If an insured property suffers extensive water damage and the minimum security requirement was not complied with, what action would typically be taken?

In scenarios involving a breach of the minimum security requirement by the insured property, the typical action taken by insurers is to avoid the claim rather than pay it. The rationale behind this is that insurance policies often include certain conditions that must be met to ensure the right level of risk management. When these conditions are not adhered to, the insurer may have the grounds to deny the claim related to the loss.

Therefore, the correct action in this situation is to avoid the claim. Although the policy might remain in force, it would not offer coverage for the specific incident due to the failure to comply with the security requirement. This highlights the importance of understanding and maintaining the terms and conditions set forth in insurance policies, as non-compliance can lead to significant financial repercussions for the insured.