Which organisation makes a charge to insurers to pay the claims from victims of uninsured drivers?

The Motor Insurers' Bureau (MIB) is the correct choice because it is specifically established to deal with claims made by victims of accidents involving uninsured or hit-and-run drivers. The MIB operates by collecting levies from insurance companies, which helps ensure that victims can receive compensation even when the at-fault party is not insured. This mechanism provides a safety net for individuals who might otherwise suffer financial losses due to the actions of uninsured drivers.

The MIB plays a crucial role in maintaining public confidence in the insurance system and ensuring that all road users are protected, regardless of whether the responsible party is insured. This is particularly important in promoting road safety and encouraging responsible driving behavior among all motorists.