Which type of questions would the proposer's name, address, and occupation be classified as in a proposal form?

Study for the CII Certificate in Insurance - Insurance Underwriting Process (IF3) Test. Engage with multiple choice questions, hints, and explanations. Prepare effectively for your certification with our comprehensive quizzes!

The proposer's name, address, and occupation are classified as general questions in a proposal form because they seek basic, essential information required to identify the proposer and establish a fundamental profile. General questions typically cover the broad, baseline details necessary for the insurance company to proceed with underwriting. These details help insurers to create an initial record of the proposer, understand who they are insuring, and assess the risk associated with that individual.

In contrast, express questions would generally demand specific information or declarations related to the risk being insured. Objective questions would focus on facts that can be verified without interpretation, while specific questions are designed to elicit detailed information about particular aspects of coverage or risk. By classifying the proposer's name, address, and occupation as general, it highlights their role in providing foundational data without delving into the specifics of the risk assessment process.

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